md: add helper to split bios at reshape offset

Add mddev_bio_split_at_reshape_offset() so personalities can share
reshape-offset bio splitting instead of open-coding the same boundary
handling in multiple places.

The helper first applies the optional max_sectors limit. If reshape is
running and the bio crosses reshape_position, it further limits the front
bio to the current reshape boundary so callers can account and submit one
side of the reshape at a time.

Snapshot reshape_position with READ_ONCE(). RAID5 and RAID10 update this
field as reshape progresses, while the I/O path only needs one consistent
decision point for the current bio. Using an explicit single load avoids a
plain lockless access and prevents the compiler from refetching a different
boundary while deciding whether and where to split.

When a split is needed, bio_submit_split_bioset() submits the remainder and
returns the front bio. Callers must therefore continue processing the
returned bio, not the original pointer.

Tested-by: Mykola Marzhan <mykola@meshstor.io>
Link: https://patch.msgid.link/20260802195038.164272-12-yukuai@kernel.org
Signed-off-by: Yu Kuai <yukuai@fygo.io>

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